Equipment Financing & Leasing

We provide flexible financing options to help businesses acquire the tools and machinery they need to operate efficiently and grow without draining cash reserves. Whether you’re upgrading aging equipment or expanding into new capabilities, RedFern Capital ensures you get the right funding with terms that match your business goals.

New and Used Equipment
We finance both brand-new equipment and quality pre-owned assets, allowing clients to maximize value while preserving working capital. From small business essentials to heavy-duty machinery, we help you secure what your business needs—fast.

All Major Industries
Our experience extends across a wide range of sectors, including but not limited to:

• Construction & Heavy Equipment

• Transportation & Commercial Vehicles

• Manufacturing & Industrial Machinery

• Medical & Dental Technology

• Agriculture & Landscaping

• Fitness & Wellness Facilities

• Office & IT Equipment

If your business relies on equipment to generate revenue, we have a solution to support it.

Flexible Terms & Competitive Rates
Every business has unique financial needs. That’s why we offer customized payment structures, seasonal payment options, and competitive rates through our network of trusted lending partners. We focus on approvals—even when traditional banks say no—delivering quick decisions and minimal paperwork.

Working Capital & Business Funding Solutions

Not every business need requires a large equipment purchase. Sometimes you simply need fast access to cash to maintain smooth operations or take advantage of new opportunities. RedFern Capital offers a range of flexible funding products designed to strengthen cash flow, support growth, and solve short-term financial challenges—without the complexity of traditional lending.

Quick Access to Operational Capital
Whether it’s covering payroll, purchasing inventory, managing invoices, or supporting expansion, we provide fast and reliable funding that helps businesses stay competitive and agile.

Term Loans, Working Capital Loans & MCAs
We tailor funding to match each business’s cash flow needs and eligibility:

• Business Term Loans – Longer repayment options with predictable monthly payments, ideal for planned investments and growth initiatives.

• Working Capital Loans – Flexible financing for general business expenses, emergencies, or strategic improvements.

• Merchant Cash Advances (MCAs) – Revenue-based funding for businesses with seasonal income, limited credit history, or urgent needs—repayment adjusts with your daily or weekly sales.

Streamlined Approval Process
We know speed matters. With minimal documentation requirements and a simplified review process, many clients receive approvals in as little as 24 hours. Our focus is on getting funds into your hands quickly so your business can keep moving forward.

Designed for Small & Mid-Sized Businesses
We support entrepreneurs across industries who need:

• Cash flow stability

• Rapid response to unexpected opportunities

• Working capital when banks say no